Introducing the Kinston 2027 Loan Program: Home Repair Help for Residents
- Quarla Blackwell
- Oct 23
- 2 min read
Kinston is taking a big step forward in supporting our community with the launch of the 2027 Loan Program, officially known as the Essential Single-Family Rehabilitation Loan Pool (ESFRLP27). This program is designed to help homeowners repair and improve their homes, making Kinston a safer and stronger place for everyone.
What Is the Kinston 2027 Loan Program?
The ESFRLP27 is a special home repair assistance program funded by the Federal HOME Investment Partnerships Program. It provides 0% interest, deferred-forgivable loans to eligible homeowners in Kinston and Lenoir County. The goal is to help residents fix moderately deteriorated, owner-occupied single-family homes.
Key Features
0% Interest, Deferred-Forgivable Loan: No interest is charged, and the loan is forgiven in equal portions each year for up to five years as long as you remain in your home.
Home Repair Focus: The program targets essential repairs to improve safety, accessibility, and living conditions.
Local Administration: The City of Kinston Planning and Development Services manages the program locally.
Who Is Eligible?
Homeowners in Kinston or Lenoir County with moderately deteriorated, owner-occupied single-family homes.
Income and property requirements may apply.
For disaster recovery assistance (such as from Hurricane Matthew), specific eligibility rules apply, including proof of uninsured damages.
How to Apply
Contact the City of Kinston Planning Department:207 East King Street, Kinston, NC 28501Kinston Planning and Zoning
Prepare Your Application:
Complete the Request for Assistance, Application Summary, and Income Verification forms.
Provide documentation of homeownership and, if applicable, disaster-related damages.
Inspection and Repairs:
A city-selected contractor will inspect your home and supervise repairs.
Why This Matters
Many Kinston families live in homes that need repairs but can’t afford the cost. The 2027 Loan Program is a lifeline—helping residents stay safe, healthy, and secure in their homes while strengthening our neighborhoods.
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